Terms of Service

Welcome to Flawless Capital Group. These Terms of Service ("Terms") govern your access to and use of our website, services, and products. By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

1. Acceptance of Terms

By using our website or applying for funding, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our services.

We reserve the right to modify these Terms at any time. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

2. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Own or operate a legitimate business in the United States
• Provide accurate and complete information in your application
• Not be prohibited from using our services under applicable law

3. Services Description

Flawless Capital Group provides business funding solutions including:

• Merchant Cash Advances (MCA)
• Business Lines of Credit (LOC)
• Business Term Loans

We act as a broker and may connect you with third-party lenders and funding partners. We do not guarantee approval or specific funding terms. Final approval and funding terms are determined by the lender.

4. Application Process

By submitting an application, you:

• Authorize us to verify your information and conduct credit checks
• Authorize us to share your information with our network of lenders and funding partners
• Consent to receive communications from us and our partners via phone, email, and text message
• Certify that all information provided is accurate and complete
• Understand that submitting an application does not guarantee approval or funding

Providing false or misleading information may result in denial of your application and potential legal consequences.

5. Fees and Payments

Fees and payment terms are specific to each funding product and will be disclosed before you accept any funding offer. You agree to:

• Review all terms, rates, and fees before accepting funding
• Make timely payments according to the agreed schedule
• Pay any late fees or penalties for missed or late payments
• Maintain sufficient funds in your account for automatic payments (when applicable)

Failure to make payments may result in collection actions, damage to your credit score, and legal proceedings.

6. Representations and Warranties

You represent and warrant that:

• All information provided is true, accurate, and complete
• You have the authority to enter into this agreement on behalf of your business
• You will use funding only for legitimate business purposes
• You are not involved in any fraudulent or illegal activities
• You will comply with all applicable laws and regulations
• You will not use our services to harm or defraud others

7. Prohibited Uses

You may not use our services for any of the following:

• Illegal activities or unlawful business operations
• Fraudulent schemes or misrepresentation
• Adult entertainment or gambling businesses
• Cannabis-related businesses (where illegal)
• Pyramid schemes or multi-level marketing operations
• Any purpose that violates federal, state, or local laws

8. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Flawless Capital Group or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

9. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind. We disclaim all warranties, express or implied, including:

• Warranties of merchantability and fitness for a particular purpose
• Guarantees of approval or specific funding amounts
• Warranties regarding accuracy, reliability, or completeness of information
• Guarantees of uninterrupted or error-free service

We are not responsible for delays, failures, or errors in our services caused by circumstances beyond our reasonable control.

10. Limitation of Liability

To the fullest extent permitted by law, Flawless Capital Group and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising from your use of our services or inability to use our services, even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless Flawless Capital Group and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of our services, violation of these Terms, or violation of any rights of third parties.

12. Dispute Resolution and Arbitration

Any dispute arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in class action lawsuits or class-wide arbitration.

The arbitration shall be conducted in the state where Flawless Capital Group is headquartered, and the prevailing party shall be entitled to recover reasonable attorneys' fees and costs.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Flawless Capital Group is headquartered, without regard to its conflict of law provisions.

14. Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including violation of these Terms. Upon termination, your right to use our services will immediately cease. All provisions of these Terms that should survive termination shall remain in effect.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Flawless Capital Group regarding your use of our services and supersede all prior agreements and understandings.